Thursday, June 28, 2007

The Jesus Meme

Lynn, from Spilling Ink In Public, allowed me to "tag" myself with the Jesus meme, on which she posted and made some pretty good observations. The point of the meme is to post five things that I dig about Jesus, so here goes:

1. He shares my burdens and my grief. I Pet. 5:7 - "Casting all of your anxiety upon Him, for He cares for you."

2. He loves me so much He died for me. John 3:16 - "God so loved the world that He gave His only Son, and whoever believes on Him will not perish but have everlasting life," and Ephesians 3:19 - "...the love of Christ which surpasses knowledge..." and Ephesians 5:1 -"live in love, just as Christ also loved us and gave himself for us, a sacrificial and fragrant offering to God," and I John 4:19 - "We love, because He first loved us."

3. He came back from the dead and brought me eternal life. John 11:25-26 - "Jesus said to her, " I am the resurrection and the life; he who believes in Me will live even if he dies, and everyone who lives and believes in Me will never die."

4. He gave me the right be a child of God. John 1:12 - "But as many as received Him, to them He gave the right to become children of God, even to those who believe in His name."

5. He stands up for me. I John 2:1-2 - "if anyone sins, we have an Advocate with the Father, Jesus Christ the righteous; and He Himself is the propitiation (the atoning sacrifice) for our sins; and not for ours only, but also for those of the whole world."

6. He controls the wind and the sea. Matthew 14:25-33 - During the fourth watch of the night Jesus went out to them, walking on the lake. When the disciples saw him walking on the lake, they were terrified. "It's a ghost," they said, and cried out in fear. But Jesus immediately said to them: "Take courage! It is I. Don't be afraid." "Lord, if it's you," Peter replied, "tell me to come to you on the water." "Come," he said. Then Peter got down out of the boat, walked on the water and came toward Jesus. But when he saw the wind, he was afraid and, beginning to sink, cried out, "Lord, save me!" Immediately Jesus reached out his hand and caught him. "You of little faith," he said, "why did you doubt?" And when they climbed into the boat, the wind died down. Then those who were in the boat worshiped him, saying, "Truly you are the Son of God."

(That was an extra!!)

I liked how Lynn did this - if you want to participate, you can tag yourself in the comments, and then just let us know you're going to post. Cool idea!! :)

Wednesday, June 27, 2007

Licensed to Snark

I'm in serious danger of committing assault with a deadly smart-mouth, so I thought I would share with you, instead of the individual I should share this with.

Thanks to Kim, at Hiraeth, I found this video clip of a DUI stop which I found so hilarious, I almost wet my pants:



No, it wasn't real; it was from a comedy show called Reno 911. Which it says on the caption of the video when you go to YouTube.com. The point was, I had already committed one glaring smart-mouth offense yesterday involving a "reply all" that I should have just "replied."

Out of gratitude for the people who didn't let me sit too long with egg on my face, I sent them this video, thinking that it was just a funny video - i.e., not caring if it was real or not, only that it was funny. [Plus, it says right on the webpage the link directs you to that it's from Reno 911 - duh!]

Mr. Same Know-It-All responded to this olive branch with: "You do realize this is from a comedy TV show, right? Not a real stop? Just making sure…."

ARGGGHHHH! I wanted - oh, so badly wanted! - to respond with "and one wonders why you're still single, Radar...." But I didn't. I wanted to, but I didn't. Particularly since I am not the office politician in anyone's office, and you should never snark the hands that might pull you out of the muck one day.

Still......

Tuesday, June 26, 2007

Update - Mission: Truly Impossible?

Well, it was as I suspected. This is the corporate response:

"Thank you for taking the time to share your comments with us regarding the selection at our J.Jill retail stores. Please be assured that it was not our intent to slight any of our customers with our product selection. We do offer a service that allows you to order online through the concierge desk at the retail store, if your size or style is not available. Any in-store sales and promotions can also be applied to these orders. We look forward to the opportunity of serving your needs in the future. Should you require further assistance, please contact us via email at customerservice@jjill.com or call us at 1-800-343-5700, Monday through Saturday, 7:00 am to 11:00 pm EST."

Guys have it good – pants are in the right waist size and leg length, even if those measurements aren’t “ordinary.” They can buy shirts in neck sizes and sleeve lengths to fit, and they can get suit coats/blazers that actually fit (even if they have to be altered). When I’ve gone with my dad when he’s been suit shopping, the sales people look through what they have to fit him, and they apologize and go nuts if they aren’t able to find something that will work (he used to be 6’ 6” tall, but he’s shrunk a bit as he’s aged).

When women shop, the attitude is that if nothing fits, it’s your fault for not being able to wear the clothes. I often wonder how much women’s clothing standards would change if men had to wear pants that were too short, sleeves that were too short, darts/tailoring that was too high or too low, and then (even after you had alterations done), the garment only lasted one, maybe two, years – at the same price.

Even this email response holds the same veiled assessment: you can order through the catalog "if your size or style is not available." Why can't stores sell clothes that fit people instead of having a massive amount of junk that they end up having to put on clearance in order to shift?

Mission: Impossible

[Cue music from TV show - DUN-DUN-da-da-DUN-DUN-da-da-DADADA....]

Partridge Creek Mall (Clinton Township, Michigan) is opening a J. Jill store. In case you don't know or haven't heard of J. Jill, they carry clothes for tall women - IN THEIR CATALOG!! - as do Eddie Bauer and Land's End.

Eddie Bauer is also opening a store in this mall; Land's End decided to open "boutique" sections in your local Sears. Neither of them has ever had a tall section for women in their stores/"boutiques", and their sales people are almost snotty about it. I should also point out that BOTH retailers maintain a nice "petite" section for women. But I digress.

Since this will be a brand new store in a brand new mall, and the possibility exists that since they haven't had a retail store in this area before, they might be inclined to listen to people who would actually shop there, I thought I would start the campaign now to see if they will put a tall section in their new store.

So.

Your mission, should you choose to accept it, is to email J. Jill (you can email them online via their website at http://www.jjill.com/), and ask them to consider including a tall section in their new store.

FYI, there is one - yes, that's right, only ONE!! - store that handles clothes for tall women in this area. It's one of those "Tall Girl" shops (that's the actual name), but the selection is terrible with respect to any career clothes.* They carry "resort wear" style casual items, and a few suits and suit separates, but the quality is not very good for what they charge for it.

Anyway, that's my mission, too. I've already emailed them, and if you don't mind doing a good deed for those of us who can never find pants, tops, suits, jackets or skirts that fit properly, you can, too.

This post will self-destruct in 30 seconds. Good luck.

*Footnote: I once inquired at a local Mervyn's if they had any more professional clothes. When the sales girl pointed me to a section full of low-cut and clingy tops, short/tight skirts, and low-rise, too-tight-fitting pants, I said, "That's not the profession I had in mind, but thanks....." She didn't get it.

Saturday, June 23, 2007

Happiness is a warm puppy.....

My darling dog is laying patiently on the floor in my office next to my chair. I came in so I could get caught up on the stuff I didn't do because I was stressed about the refinance, and he came along, just glad that Mama took him with her instead of leaving him in the house by himself all day like she usually does. He just was outside to be a good puppy, and he's gotten one of the treats out of the Kong toy (that goes EVERYwhere with us), and now he's sleeping.

What did I do to deserve such a great friend?

[Psst! He doesn't know it yet, but we're going to a local d-o-g-p-a-r-k after Mama finishes her work..... :) Don't tell him!!]

Wednesday, June 20, 2007

Sisyphus Speaks

Ever have a day when you just don't want to care anymore? I know that I'm going to do a good job, because that's what I do, but in the back of my head is a three-year-old stomping her feet and saying "but I don't WANT to do this anymore! I want to play with the puppy!"

I added my hours for the month (to date) and subtracted the total from what I would need to put in to make up the amount of time I am behind for the year thus far, and yes, I will make it if I bill as many hours per month for the rest of the year as I am on track to have this month if I keep plugging along like I've been doing.

But my life for the rest of the year won't seem like it's worth living.

Tuesday, June 19, 2007

My 300th Post

WHOO-HOO!! 300!! (Um, wait - that means I've spent how much time blogging that I can never get back???) :)

Part of the reason I haven't been posting as much is that I’m discouraged right now. Aside from the work issues, a big part of that is my current refinance thing.

Short version of this story: I screwed up. I should not be allowed to play Monopoly, let alone participate in commerce. I'm great at figuring out how to get out of stuff, but not at all good at how to do it right the first time. (Note to self: remind Mom that she was wrong all those time she told me that if I spent half as much time doing things instead of trying to get out of them, I would be much more productive. If I'd listened to her, I wouldn't be as good at my job as I am now.)

Long version: when I bought my condo, I got an 80/20 loan package which allowed me to purchase the property since I had ZERO money to put down. The first mortgage was supposed to be at a fixed rate, and the second was supposed to be an ARM. I made the mistake of using lendingtree.com, and chose a company that I thought I could trust because they were local (I couldn't) and that I thought would keep the loan in-house (they didn't).

My first mortgage was at 7.100% - high for 2 years ago, but the lowest rate I could get at the time. I thought that with the way housing prices were going up, if I didn't buy soon, I would never be able to buy because I would always be behind. Plus, I had the upstairs neighbors from hell with no help at all from the property management company I was renting from.

First of all, the company I found through lendingtree.com didn't even give me the loan documents to review until the day I was supposed to close - and this, after I'd already put the closing over once because of their delays. I did not see any of the loan papers until I was at the closing table with the van out in the parking lot because the movers had already arrived to start packing things up.

Second, the loan package was written backwards from what the guy told me - instead of having a fixed rate loan on the first and an ARM on the second, it was an ARM on the first and a fixed on the second. Maybe that's the only way they do them, but if he'd told me that up front, I wouldn't have done the loan. I am not, after all, a complete idiot. Inexperienced at how these things work, but not an idiot.

Anyway, my ARM was only locked in for 2 years. Then, it adjusts upward by, like, 3.5% - YIPE. Because there was a prepayment penalty if I'd refinanced sooner (and because I didn't have the money to pay those costs), I waited until the prepayment penalty period was almost over.

As you might have realized, the Michigan housing market (not to mention the economy - thank you, Jennifer Granholm!), has pretty much bottomed out in the 2 years since I bought my condo. I feel like the kid playing musical chairs who's running around looking for a seat only to find that there aren't any left.

So, now I’m stuck with either a changed payment amount that will kick in when the ARM adjusts (translating to an increase in my mortgage payment of about $300), or the adjusted payment terms the lender will give me to refinance everything. Not being made of or married to money, I am pretty much a hostage to whatever I can get.

Now, it seems that the guy handling the refinance - which they laughingly call a "streamline" - seems to be pissed at me because I don't want a prepayment penalty for an undisclosed period of time, since I’ve already had a prepayment penalty period that kept me from refinancing to a lower rate when property values were still fairly solid, and since I made my mortgage payments on time every single month for the last 2 years.

It’s all fine and well and good for him to be pissed – it’s not his mortgage or his life that will be disrupted.

Anyway, I talked with this guy at a company I should have gone with in the beginning - everything he told me 3 years ago checked out (STILL kicking myself over not going back to him) - and he said that I’m doing all the right things. I just have to ride this out and see where I am when the property values rebound.

I’m just so tired.

This is really what the curse is all about: sweat and labor to eke out any kind of life, and you can’t let down your guard for an instant, because all around you, there are plenty of people poised to take it away from you. If it isn’t mortgage scalpers, it’s taxing authorities or thieves. Not that there is much difference among them...